1366 Thomas Avenue

Chattanooga, TN
$ 399,000 Beds 3 Baths 2.5 Sq 1,443
Monthly Estimate* How much can I afford?

New Construction in the heart of St. Elmo! Welcome to 1366 Thomas Avenue -- a thoughtfully designed home offering modern style, functional living, and low-maintenance convenience. Inside, you'll find an open floor plan perfect for everyday living and entertaining, highlighted by a cozy gas fireplace that anchors the main living space. The seamless flow between the kitchen, dining, and living areas creates a bright and inviting atmosphere. A one-car garage adds both storage and practicality. Located in a welcoming community with shared amenities, residents enjoy access to a community firepit and dog park -- ideal for gathering with neighbors or enjoying time outdoors with pets. You are just 2.3 miles from the Tennessee Riverwalk, 3.3 miles from Interstate-24, and 12 minutes from downtown Chattanooga. Enjoy immediate access to specific outdoor recreation at Glen Falls and Guild-Hardy Trailheads and shuttle or bike to St. Elmo's popular dining spots, including 1886 Grill, Little Coyote, and Mr. T's Pizza. If you're looking for new construction in St. Elmo with modern finishes, community amenities, and direct access to the best of Chattanooga, 1366 Thomas Avenue checks every box.

Active

  • Price
  • $ 399,000
  • City
  • Chattanooga
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • HAMILTON
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.09 Acres
  • Zip
  • 37409
  • Sqr Footage
  • 1,443
  • Year Built
  • 2026
  • Taxes
  • $ 841
  • Style
  • MLS#
  • 3133267
Listed By: Greater Downtown Realty dba Keller Williams Realty;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 1443
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Water Available
Roof Other
Appliances Microwave,Gas Range,Dishwasher
HOA Fee 25
Garage Spaces 1
Patio/Porch Features Porch,Covered
Construction Materials Other
Year Built 2026
View Mountain(s)
Stories Count 2
Levels Three Or More
Property Subtype Single Family Residence
Assoc Fee Paid Per Monthly
County Hamilton County,TN
New Construction Yes
Property Type Residential
Attached Garage Yes
Subdivision Name St Elmo South
Garage Y/N Yes
Full Baths 2
Status Active
Buyer Financing Other,Conventional,FHA,VA
Directions From I-24 Use the 2nd from the right lane to take the Broad St exit toward Lookout Mountain 0.4 mi Turn right onto US-11 S/US-41 N/US-64 W/US-72 W/Broad St Pass by Taco Bell (on the right in 0.9 mi)
High School Howard School Of Academics Technology
City Chattanooga
Senior Community Y/N No
Lot Size Units Acres
Elementary School Calvin Donaldson Elementary
Property Attached Y/N No
Year Built Details New
Tax Annual Amount 841
Middle/Junior High School East Lake Academy Of Fine Arts
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Ceiling Fan(s),Walk-In Closet(s)
Flooring Wood,Tile
Total Fireplaces 1
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Builder
Below Grade Finished Area Source Builder
Above Grade Finished Area Source Builder
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Parking Features Garage Faces Front,Concrete,Driveway
Water Source Public
Total Parking 1
Lot Size Area 0.09
Building Area Total 1443
Lot Dimensions n/a
Lot Size Acres 0.09
Lot Size Source Agent Calculated
Waterfront Y/N No
Covered Spaces 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lewisburg, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Calvin Donaldson Elementary
Middle School East Lake Academy Of Fine Arts Middle School
High School Howard School Of Academics Technology High School

Price History

2/20/2026 Listed $399,000

Property vs Zip Code Average in 37409

Price
AVG $510K
$400K
Taxes
AVG $2,353
$841
Year Built
AVG 1988
2026
Visits
AVG 102
278
Data Provided by Inside Real Estate®

Areas That We Cover

1366 Thomas Avenue Chattanooga, TN is a Single Family Home for sale at $399000 with 1443 sqft and a lot size of 0.09 Acres Acre(s). 1366 Thomas Avenue Chattanooga has 3 bedrooms, 2 baths and was built in 2026. The property's zip code is 37409 which is in Chattanooga, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.