1005 Riverwatch Trce

Sparta, TN
$ 1,274,000 Beds 3 Baths 3.5 Sq 4,460
Monthly Estimate* How much can I afford?

Welcome to 1005 Riverwatch Trace, an exceptional 3-bedroom, 3.5-bath home with 4,460 sq. ft. of thoughtfully designed living space, located within a golfing community in the highly sought-after Mountain Harbor. This home is a masterpiece of craftsmanship and comfort, built to impress with high-end finishes and thoughtful details throughout. At the heart of the home is a master culinary kitchen and a beautifully appointed and featuring Viking & Subzero appliances: refrigerator, freezer, wine fridge, and a gas cooktop with hood. The spacious walk-in pantry is a must see. The home is designed for both elegance and function, boasting Pella windows, Trex decking, central vacuum, a whole-home generator, and a beautiful gas fireplace. It’s also perfect for generational living with a full finished basement, showcasing it's own garage and walk-out access.Enjoy a dedicated office, formal dining room, and a screened porch and step outside to unwind by your own saltwater pool. Enjoy community access to a private boat ramp and walking trails, not to mention located within the coveted Honky Tonk National Golf Course. Major systems — including the HVAC, roof, and water heater — have all been updated within the past seven years for added peace of mind. The lake view hasn't been maintained in recent years, but will be cut with an acceptable offer.

Active

  • Price
  • $ 1,274,000
  • City
  • Sparta
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • DEKALB
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 3.32 Acres
  • Zip
  • 38583
  • Sqr Footage
  • 4,460
  • Year Built
  • 2006
  • Taxes
  • $ 3359
  • Style
  • MLS#
  • 3173567
Listed By: True North Real Estate Services, LLC;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 4460
Sewer Septic Tank
Heating Central,Natural Gas
Cooling Central Air,Electric
Utilities Electricity Available,Natural Gas Available,Water Available
Possession Negotiable
Roof Shingle
Appliances Double Oven,Built-In Gas Range,Dishwasher,Disposal,Microwave,Refrigerator,Stainless Steel Appliance(s)
HOA Fee 550
Garage Spaces 4
Patio/Porch Features Deck,Covered,Patio,Porch,Screened
Pool Features In Ground
Construction Materials Brick
Pets Allowed Yes
Year Built 2006
View Lake
Stories Count 2
Topography Cleared,Views,Wooded
Levels Two
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Dekalb County,TN
New Construction No
Property Type Residential
Association Amenities Clubhouse,Golf Course,Pickleball Court(s),Trail(s)
Attached Garage Yes
Subdivision Name Mountain Harbor Pointe 4
Garage Y/N Yes
Full Baths 3
Status Active
Directions From DCCH - East on Hwy 70 towards Sparta,R on Billings Rd,R onto Hopper Ridge Rd(turns into Riverwatch Trace,home on Left approximately 2.4 miles.
High School De Kalb County High School
City Sparta
Senior Community Y/N No
Lot Size Units Acres
Elementary School Smithville Elementary
Property Attached Y/N No
Year Built Details Existing
Tax Annual Amount 3359
Middle/Junior High School DeKalb Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Bookcases,Built-in Features,Ceiling Fan(s),Central Vacuum,Entrance Foyer,Extra Closets,High Ceilings,Open Floorplan,Pantry,Walk-In Closet(s),High Speed Internet
Basement Exterior Entry,Finished,Full
Flooring Carpet,Wood,Tile
Total Fireplaces 1
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2620
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area 1840
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Owner
Below Grade Finished Area Source Owner
Above Grade Finished Area Source Owner
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Exterior Amenities Balcony
Parking Features Garage Door Opener,Attached
Lot Features Cleared,Views,Wooded
Water Source Public
Total Parking 4
Lot Size Area 3.32
Building Area Total 4460
Lot Dimensions 3.32
Lot Size Acres 3.32
Lot Size Source Assessor
Waterfront Y/N Yes
Covered Spaces 4

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lewisburg, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Smithville Elementary
Middle School Dekalb Middle School
High School De Kalb County High School

Price History

4/13/2026 Listed $1,274,000

Property vs Zip Code Average in 38583

Price
AVG $520K
$1.27M
Taxes
AVG $1,355
$3,359
Year Built
AVG 1992
2006
Visits
AVG 51
110
Data Provided by Inside Real Estate®

Areas That We Cover

1005 Riverwatch Trce Sparta, TN is a Single Family Home for sale at $1274000 with 4460 sqft and a lot size of 3.32 Acres Acre(s). 1005 Riverwatch Trce Sparta has 3 bedrooms, 3 baths and was built in 2006. The property's zip code is 38583 which is in Sparta, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.