407 Summerfield Dr

Cadiz, KY
$ 549,000 Beds 3 Baths 3 Sq 2,834
Monthly Estimate* How much can I afford?

Escape to this stunning retreat where quiet luxury meets Lake Barkley, now offered by highly motivated sellers ready to make a deal. Spanning two expansive lots totaling over 8 acres in the desirable Siloam Point subdivision, this property offers unmatched privacy, deep woods, and ultimate room to breathe, all just minutes from town. While tucked back in a peaceful, secluded setting away from the shoreline view, you enjoy full waterfront perks with your very own private boat slip just steps away for morning fishing or sunset cruises. Inside, a bright open floor plan features a host-ready kitchen wired for electric and plumbed for propane to suit any chef's preference. Complete with modern efficiencies like a propane tankless water heater, this peaceful 8-acre sanctuary delivers the perfect blend of total privacy and instant lake access! The finished basement adds incredible square footage and includes a dedicated storm cellar (perfect for both cold storage and peace of mind during Kentucky weather). Whether you are looking for a full-time residence or a premier vacation getaway, this home delivers the ultimate lakefront lifestyle. For more info text 931-910-2670 with the message 1019.

Active

  • Price
  • $ 549,000
  • City
  • Cadiz
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • TRIGG
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 8.2 Acres
  • Zip
  • 42211
  • Sqr Footage
  • 2,834
  • Year Built
  • 2022
  • Taxes
  • $ 3700
  • Style
  • Ranch
  • MLS#
  • 3214442
Listed By: LPT Realty;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 2834
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Water Available
Possession Negotiable
Roof Shingle
Appliances Electric Oven,Gas Oven,Cooktop,Dishwasher,Microwave,Refrigerator
HOA Fee 70
Garage Spaces 1
Patio/Porch Features Deck,Covered,Porch,Patio,Screened
Architectural Style Ranch
Security Features Fire Alarm
Construction Materials Vinyl Siding
Year Built 2022
View Lake
Stories Count 1
Topography Views
Levels Two
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Trigg County,KY
New Construction No
Property Type Residential
Attached Garage Yes
Subdivision Name Siloam Point
Garage Y/N Yes
Full Baths 3
Status Active
Directions From I24 W,Exit 65: L toward Cadiz,R onto KY-1175,L onto KY-778,Follow KY-778 for roughly 5 miles,L onto Alexander Rd,R onto Siloam Rd. Left into the Siloam Point entrance onto Summit Dr,then bear Le
High School Trigg County High School
City Cadiz
Senior Community Y/N No
Lot Size Units Acres
Elementary School Trigg County Intermediate School
Property Attached Y/N No
Year Built Details Existing
Tax Annual Amount 3700
Middle/Junior High School Trigg County Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Ceiling Fan(s),High Ceilings,Open Floorplan,Pantry,Walk-In Closet(s),High Speed Internet
Basement Finished,Full
Flooring Carpet,Laminate
Air Conditioning Y/N Yes
Heating Y/N Yes
Above Grade Finished Area 1532
Laundry Features Electric Dryer Hookup,Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 1302
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Appraiser
Below Grade Finished Area Source Appraiser
Above Grade Finished Area Source Appraiser
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Exterior Amenities Dock
Parking Features Garage Door Opener,Garage Faces Rear
Lot Features Views
Water Source Public
Total Parking 1
Lot Size Area 8.2
Building Area Total 2834
Lot Size Acres 8.2
Lot Size Source Calculated from Plat
Waterfront Y/N Yes
Covered Spaces 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lewisburg, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Trigg County Intermediate School Elementary School
Middle School Trigg County Middle School
High School Trigg County High School

Price History

5/16/2026 Listed $620,000
6/11/2026 4% - $599,000
6/20/2026 3% - $585,000
7/7/2026 5% - $559,000
8/5/2026 1% - $554,000
8/31/2026 1% - $549,000

Property vs Zip Code Average in 42211

Price
AVG $390K
$550K
Year Built
AVG 1996
2022
Visits
AVG 19
54
Data Provided by Inside Real Estate®

Areas That We Cover

407 Summerfield Dr Cadiz, KY is a Single Family Home for sale at $549000 with 2834 sqft and a lot size of 8.2 Acres Acre(s). 407 Summerfield Dr Cadiz has 3 bedrooms, 3 baths and was built in 2022. The property's zip code is 42211 which is in Cadiz, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.