1514 Bailey Avenue

Chattanooga, TN
$ 549,900 Beds 4 Baths 3 Sq 2,537
Monthly Estimate* How much can I afford?

2/1 rate buydown available with preferred lender. FHA rates as low as 4.25%! Move-in ready and full of charm, this beautifully updated home at 1514 Bailey Avenue blends classic character with thoughtful modern upgrades in a prime Chattanooga location. Just minutes from downtown, the Southside, Warner Park, the Chattanooga Zoo, and countless local restaurants, coffee shops, breweries, and entertainment options, this home puts you close to the best of Chattanooga living. Enjoy easy access to nearby parks, neighborhood conveniences, and major commuter routes while still coming home to a comfortable, private setting. Step inside to discover gorgeous new hardwood floors, freshly painted interiors, and inviting living spaces designed for everyday comfort. The updated kitchen features stunning new quartz countertops, a modern smart kitchen sink, and an ideal layout for daily living and entertaining. Updated smart mirrors add a polished, contemporary touch to the bathrooms. Enjoy your morning coffee or unwind after a long day in the covered sunroom overlooking the fenced backyard. Major updates include a new HVAC system, offering peace of mind for years to come. The versatile floor plan features a spacious second primary suite upstairs, complete with a private bath and double vanity, creating the perfect retreat for owners, guests, or multigenerational living. Adding even more opportunity, the detached garage ADU has permitting potential, offering an exciting option for buyers seeking additional income possibilities, a future guest suite, a private home office, or flexible space for extended family. Investors will appreciate the potential to maximize value in a high-demand location near downtown Chattanooga and the Southside. With its combination of updates, charm, flexible living potential, and unbeatable convenience, this home is one you will not want to miss.

Active

  • Price
  • $ 549,900
  • City
  • Chattanooga
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • HAMILTON
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.16 Acres
  • Zip
  • 37404
  • Sqr Footage
  • 2,537
  • Year Built
  • 1920
  • Taxes
  • $ 4404
  • Style
  • MLS#
  • 3247381
Listed By: Berkshire Hathaway HomeServices J Douglas Prop.;
Data Source: Listing courtesy of RealTracs MLS as distributed by MLS GRID

Features

General

Living Area 2537
Sewer Public Sewer
Heating Central,Natural Gas
Cooling Central Air
Utilities Natural Gas Available,Water Available
Possession Close Of Escrow
Roof Asphalt
Appliances Refrigerator,Microwave,Gas Range,Dishwasher
Garage Spaces 1
Patio/Porch Features Deck,Patio,Porch
Security Features Smoke Detector(s)
Construction Materials Other
Year Built 1920
Stories Count 2
Topography Level
Levels Three Or More
Property Subtype Single Family Residence
County Hamilton County,TN
New Construction No
Property Type Residential
Association Amenities Playground,Sidewalks
Attached Garage No
Energy Efficient Windows
Subdivision Name Highland Park Addn N
Garage Y/N Yes
Full Baths 3
Status Active
Buyer Financing Other,Conventional,FHA,USDA,VA
Directions Starting on Market Street in downtown Chattanooga,Head toward W Martin Luther King Blvd on Market St (TN-8/TN-27). Turn left onto E Martin Luther King Blvd. Continue on Bailey Ave. Turn right onto S
High School Howard School Of Academics Technology
City Chattanooga
Senior Community Y/N No
Lot Size Units Acres
Elementary School Orchard Knob Elementary School
Property Attached Y/N No
Year Built Details Existing
Tax Annual Amount 4404
Middle/Junior High School Orchard Knob Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities High Ceilings,Walk-In Closet(s),Wet Bar
Basement Crawl Space
Flooring Wood,Tile
Air Conditioning Y/N Yes
Heating Y/N Yes
Laundry Features Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Owner
Below Grade Finished Area Source Owner
Above Grade Finished Area Source Owner
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Parking Features Garage Door Opener,Detached
Lot Features Level
Water Source Public
Total Parking 1
Lot Size Area 0.16
Building Area Total 2537
Lot Dimensions 52X135
Lot Size Acres 0.16
Lot Size Source Agent Calculated
Waterfront Y/N No
Covered Spaces 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lewisburg, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Orchard Knob Elementary School
Middle School Orchard Knob Middle School
High School Howard School Of Academics Technology High School

Price History

6/23/2026 Listed $575,000
7/20/2026 2% - $565,000
8/14/2026 3% - $549,900

Property vs Zip Code Average in 37404

Price
AVG $440K
$550K
Taxes
AVG $1,988
$4,404
Year Built
AVG 1967
1920
Visits
AVG 40
71
Data Provided by Inside Real Estate®

Areas That We Cover

1514 Bailey Avenue Chattanooga, TN is a Single Family Home for sale at $549900 with 2537 sqft and a lot size of 0.16 Acres Acre(s). 1514 Bailey Avenue Chattanooga has 4 bedrooms, 3 baths and was built in 1920. The property's zip code is 37404 which is in Chattanooga, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.